Now that you have your Canada eta all set, you might start wondering of how much you’ll spend in cases of illnesses, accidents, or falls; especially if you’re the type who loves going on adventures. This where travel insurance comes in handy.

 

Why You Should Get Travel Insurance

If you are a tourist, you should know that Canada’s provincial health insurance doesn’t cover you. That is why it is essential to get travel insurance to avoid spending on medical expenses, mainly because medical services can be quite expensive. Travel insurance will cover all the emergencies during your visit to the country. This includes injuries, falls, accidents, and illnesses that you might encounter. Other than that, they also provide coverage for non-medical emergencies.

 

Travel Insurance FAQs

  • Who is eligible for travel insurance?

Local Canadians who have recently returned to the country after being away for months are required to have their provincial health plan renewed. Travel insurance is also required for visitors and tourists, along with immigrants waiting for their government health coverage.

  • What is the recommended amount for insurance benefits?

Everyday expenses can reach up to $3500 to $5000 in Canada. That is why medical insurance worth $50,000 is a recommended budget for tourists.

  • What does Pre-existing Condition mean?

These are conditions or illnesses that had started before the person was able to apply for medical insurance. Because of this, there have been a lot of insurance companies that would decline in covering medical expenses. However, there are still several insurance plans that consider those who have stable pre-existing conditions.

  • Are medical services limited to travel insurance?

Fortunately, with adequate travel insurance, you are allowed to seek medical help anywhere within Canada. The only requirement is that the total costs should not fall over the given coverage.

  • When is it recommended to purchase travel insurance?

You are permitted to buy medical insurance any time you like, may it either be before or upon your arrival in Canada. However, there are plenty of insurance companies that refuse to cover expenses for the first week after your arrival.

  • Can you get travel insurance using credit cards?

Yes, there are a few travel insurance companies that accept credit cards. However, they are minimal and only cover the basics. You can do more research on the companies that offer promising benefits of travel insurance despite only using credit cards.

Remember, even though you have travel insurance, you still shouldn’t entirely rely on it. Consult your physician before travel and bring with you a first aid kid you might use abroad. Acquiring comprehensive health insurance is crucial before traveling to another country.

 

For more information about us contact here.

Canada Eta
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Stretton, Appleton, Warrington
WA4 4NP, UK